Personal Finance Post, #10 (Part I)

In these posts, I’ve focused on the debt/liability side of your net worth equation.

I’ve stayed away from the money/assets side. There are two reasons for this. First, there’s not much I can offer re advice. What am I going to say: Make more money? That’s not helpful. I’ve also avoided standard (and good advice) like have three months salary in cash as an emergency fund. I know many of you are in a situation where having that much in cash is a fantasy. I may as well say “fly to the moon, collect moon rocks and sell them on Earth as a side hustle.” That’s probably as likely as having 3 months…



Started life with no money

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