Personal Finance Post, #2

Personal financial management is hard, really hard. There’s no way to avoid it, but the harsh truths need to be said from the start.

Everyone wants more money. However, 90% of people in the U.S. (the richest country in the world) have no money. In later posts, I’ll explain what it means to have no money. But think about that: Everyone wants more, but the vast majority have nothing. Why is that? Part of the reason is that most people lack financial management skills.

I am not yet at the point where I will start explaining what it means to have such skills because there are…